1. Acceptance of Terms: By creating an account or using Anchoria's digital channels, you agree to these Terms and Conditions and any related notices referenced in them.

2. Services: We provide investment and wallet services through our web and mobile platforms. Product availability, minimums, tenors, pricing, and settlement timelines may vary by product and are subject to regulatory and operational requirements.

3. Platform Use: You must provide accurate information, keep your credentials secure, and ensure all instructions submitted from your profile are authorized by you.

4. Investment Risk: All investments carry risk, including possible loss of principal. Historical performance and projected returns are not guarantees of future outcomes.

5. Fees and Charges: Applicable fees, charges, and taxes may apply depending on the product or transaction and will be shown in the relevant flow or disclosure.

6. Third-Party Channels: Access to certain brokerage or partner services may require additional terms. Where a partner process applies, that partner's terms operate alongside these Terms.

7. Suspension and Termination: We may restrict or suspend access where required for fraud prevention, security, legal compliance, or breach of these Terms.

8. Governing Law and Contact: These Terms are governed by applicable Nigerian law. For questions, contact our support or compliance desk through official Anchoria channels or visithttps://trade.anchoriaonline.com/iw .

1. Information We Collect: We collect data you provide directly (account and profile details), transaction records, and technical data required to secure and operate the platform.

2. How We Use Data: Your information is used for onboarding, transaction processing, compliance checks, account servicing, product improvement, and customer support.

3. Sharing and Disclosure: We share data only when required for lawful processing, regulated service delivery, fraud prevention, or when instructed by you and permitted by law.

4. Security Measures: We apply administrative, technical, and organizational safeguards to protect your personal information against unauthorized access, loss, or misuse.

5. Data Retention: Personal data is retained only for as long as needed for legal, regulatory, audit, and service obligations, after which it is archived or securely deleted.

6. Your Rights: Subject to applicable law, you may request access, correction, or updates to personal data and may withdraw consent for optional processing where available.

7. Cookies and Analytics: We use cookies and related technologies to maintain sessions, improve performance, and understand product usage.

8. Contact and Updates: This policy may be updated to reflect legal or operational changes. For privacy questions, contact us through official Anchoria support channels or visithttps://trade.anchoriaonline.com/iw .